Member Since May 2023
About
Content Marketing and PR Manager. Writer for Entrepreneur Magazine and Forbes Magazine on Engaging Millennials, Women in Business, Startups, Finance and Business Strategy. Experienced Marketing Manager with a demonstrated history of working in the public relations and communications industry. Skilled in content, cross-functional team collaboration, Editing, Search Engine Optimization, Influencer Relations, Sales, PR, E-commerce, and Customer Relationship Management (CRM). Also an experienced writer in the financial space, offering expertise in real estate, investing, personal finance, economics, and retirement planning. Strong marketing professional with a Bachelor of Science (BS) focused in Economics and Psychology from University of Utah.
Angela Ruth
Published content
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Don’t let the fear of taxes prevent you from becoming an investor. Whether it’s in real estate or the stock market, investing can be an exciting way to make more money. The gains you make on those investments can help fund further investments, help you save for a project you’re taking on or even contribute to your retirement. However, many people are nervous to invest because of the potential capital gains taxes they’ll have to pay — or the taxes owed on any profit made on the sale of a particular investment. According to the financial and investment experts of Kiplinger Advisor Collective, however, fear of capital gains taxes shouldn’t keep you from investing. Below, they explain why that is, as well as discuss their best advice for managing that fear and minimizing any capital gains taxes you may incur throughout your life.
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The key to smart investing is to first equip yourself with the right knowledge. For the average person, investing can seem like an intimidating concept. “How do I figure out what to invest in?” “How much should I invest, and how often?” “What are the best accounts to open up?” “What happens if I lose all my money?” These are just some of the questions aspiring investors are likely to ask, but getting answers isn’t always so straightforward. Those attempting to invest without any knowledge of how to do so have the potential to set themselves up for grave financial mistakes in the future. In this way, it’s critical new investors take care before making any decisions or setting any investment goals. But whether someone just wants to dabble in investing or they’re ready to make some more aggressive moves, they should first consider the advice of financial and investment experts. As such, the leaders of Kiplinger Advisor Collective have some sage advice for newbie investors. Below, they each offer one tip that individuals new to investing may not know about how to do it smartly, and why they would so strongly advise taking these cautionary steps before taking any major financial ones.
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Choosing the right account for your needs is a great first step to kick-starting your retirement savings. Saving for retirement is an important step for anyone who hopes to stop working after a certain age. However, while many people understand the importance of retirement savings as part of their financial journey, they may not always understand the best way to go about it. Though putting your retirement savings into a standard savings account may seem like an easy option, several other, more advantageous accounts exist that can help you reach your retirement goals faster — and may help you avoid more taxes down the line. But which account is right for you? When offering advice and discussing options with their own clients, the financial leaders of Kiplinger Advisor Collective have a few favorites in mind. Below, they go over seven different accounts you can choose from to kick-start your retirement savings, and why they recommend these solutions to anyone looking into their ideal retirement plan.
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Drawing up an intentional plan can ease your fears about not having enough. One of the biggest fears soon-to-be retirees have is that they won’t have enough money to last them throughout their retirement. And rightly so — with concerns surrounding inflation, recessions and a volatile stock market, over half of Americans feel behind on their retirement savings. These fears may keep them from taking the plunge and quitting their jobs once they hit retirement age, delaying retirement for years or perhaps even indefinitely. However, with an intentional plan and the right support in place, you can retire comfortably — and confidently — at the age you choose. To provide some guidance on how to prepare, seven financial experts from Kiplinger Advisor Collective discuss their top tips for soon-to-be retirees looking for ways to make their savings last throughout their retirement and banish their fears of not being able to survive financially.
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It’s important to deal with the emotional aspect first before tackling the financial one. Inheritance can often feel like a double-edged sword. While a large influx of money can be a welcome blessing to those who may be in debt, are looking to purchase a home or a business or are wanting to start investing toward retirement, inheritance also often means the passing of a loved one and a period of emotional turmoil and grief. When paired together, these two major life changes can cause even the most financially savvy person to make a few mistakes. While emotions are high, it’s unwise to make any major financial moves. Instead, allow time for grief and healing before moving forward. Once you feel ready to take action, consider the following advice from the financial experts of Kiplinger Advisor Collective. Below, they discuss the next steps you should take after inheriting money from a loved one and some of the mistakes they’ve witnessed others make along the way.
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Would you have made different decisions with the knowledge you have now? There’s certainly no shortage of financial advice out there — from family, friends, colleagues, experts and pseudo-experts alike. Some advice is born out of experience while other tips are based on the latest data or trends. Regardless of where it comes from, however, good financial advice at the right time can be critical to how well you succeed with money throughout your life. Unfortunately, good advice can sometimes come later than you’d like it to, which means you sometimes may reflect back, thinking about how your life could be different had you known then what you know now. The financial experts of Kiplinger Advisor Collective are no different, and here, they each discuss the one piece of financial advice they wish someone had given them a long time ago and why.
Company details
Due
Company bio
Founded in 2019, Due created an annuity with a goal to help people retire with enough money coming in each month to actually retire. It’s crazy to think that we don’t know how much money we will have coming monthly. We have 401k, IRA’s, Stocks and Bonds but none of them equate to monthly money. Due is changing retirement so that you never have to wonder how much money you will have deposited in your bank account each month. For the rest of your life. Never wonder again.