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Chianté Jones

Founder & Financial CoachDollars and Change

Charlotte, NC

Member Since May 2023


Coaching & Mentoring
Financial Education

Published content

11 Mindsets That May Actually Be Hurting Your Financial Progress

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To change your finances, you’ll first need to change your thinking. The way people think about money can have a greater impact on their financial success than they may think. Whether it’s the way you were raised or a belief that you have come to over time, the mindset that you develop around your finances has a direct influence on the actions you take with money and your behaviors surrounding it. These beliefs can be positive or negative, truthful or a lie — but how can you tell the difference? Below, the financial experts of Kiplinger Advisor Collective list out some of the most common money mindsets people have that may actually be hurting their progress with money, detailing not only the reasons why but also how they can change and finally get their finances in order.

Seven Steps to Start Your Child Off on the Right Financial Foot

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It’s never too early to start thinking about your child’s financial future. When you’re a new parent, you have a lot on your plate. Between learning how to care for your child’s physical and emotional needs and adapting your life around your new family member, you’re also trying to consider their future and what you may need to do now to help get them started on the best path to success. One area that may draw your attention is their future financial security. What habits will they need to develop in order to have a healthy relationship with money? What steps can you take while they’re young to prepare them for the expenses of the future? These questions can feel overwhelming, especially while you’re still adjusting to parenthood, but even simple steps can have a big impact. According to the financial experts of Kiplinger Advisor Collective, the following seven steps are a good place to start. Below, they outline each one  and why taking each particular step will ensure your child is on the right trajectory for a successful financial future.

Nine Common Wealth-Building Mistakes You Might Be Making

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Small mistakes can have a big impact over time. Opportunities abound when it comes to making money. But while there are numerous paths for building wealth, there are just as many paths for making a mistake. And not all mistakes are so obvious. If you’re making or saving more and more money year after year, you’re succeeding in building wealth—right? While this thinking is technically correct, you could be making the process more complicated than it needs to be or are missing out on vital opportunities to build wealth smarter and faster. Here, nine financial experts of Kiplinger Advisor Collective dive deeper on some of the most common wealth-building mistakes that people make and what they would advise people do differently to maximize their wealth-building potential.

Nine Steps You Can Take Right Now to Build a More Financially Stable Future

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Taking even just one of these steps can set you on a better path toward financial success. Financial surprises often seem to crop up at the most inopportune times — your car breaks down, you have an unexpected medical bill, your air conditioner needs to be replaced. All of these situations, paired with poor money habits or a lack of financial planning, can create a major hole in your budget, leaving you feeling scared or anxious about how you’re going to climb back out. But whether you have unexpected expenses, you spend above your means or you feel like you’re behind on saving for retirement, the key to finding stability is intention. Here, the financial and investment experts of Kiplinger Advisor Collective walk through the steps anyone can take right now to start building a more financially stable future and why doing so is key to living the life you want. 

Six Essential Questions to Ask Yourself Before Making a Major Purchase

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If you want to get ahead with money, it’s important to think before you buy. Making the decision to spend your hard-earned cash should be worthy of more than just a passing thought — especially when it comes to big purchases. And yet, people make impulse purchases every day, whether it’s a cute blouse, the latest smartphone or even a new car. Often driven by instant gratification or the subconscious (or conscious) desire to impress others, these purchases can be damaging to your overall financial health if you’re not in the right place to make them. Learning to take a step back and reflect before making a big purchase is essential to getting ahead financially and not saddling yourself with debt or furthering negative patterns of behavior. But how can you go about changing these behaviors, especially if shopping in this way is something you’ve been doing for a long time? To start, ask yourself the following six questions, as recommended by the financial leaders of Kiplinger Advisor Collective. Below, they explain why these particular questions are so vital to ask before making a major purchase and how they can help you make better buying decisions in the future.

Giving to Charity This Holiday Season? Eight Tips for Doing It the Right Way

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Maximize your efforts by following these expert-recommended tips. The holidays are, naturally, a time of giving — a time when people look to show gratitude for and to others by giving gifts or donating their money or time. It’s often when individuals look to donate funds to their favorite charities or special causes that are important to them. But is it as simple as writing a check?  Unfortunately, it may not always be that easy, as scammers can be especially active during this season, looking to take advantage of those with the best intentions. Further, there may be certain tax benefits or strategies you may not have considered that can maximize your giving efforts. Below, eight financial leaders from Kiplinger Advisor Collective share their insights on charitable giving during the holiday season as well as the best tips you should know to ensure you’re doing it the right way.

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Dollars and Change


Financial Education & Literacy

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Myself only