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Mario Hernandez

Certified Financial PlannerLongevity Wealth Management

Walnut Creek, CA

Member Since October 2023

About

Mario Hernandez has been a Certified Financial Planner (CFP) since 1994 and brings a vast amount of experience in the financial planning and investment management business. Mario previously headed up the wealth management division at Gemmer Asset Management LLC and provided clients with holistic planning and helped prepare them for retirement. Mario currently writes articles for Kiplinger magazine on financial planning topics, and has been quoted in several national magazines including Real Simple, NerdWallet and US News and World Report. Mario earned a Bachelor of Science Degree in Accounting and Finance from Cal State University, Hayward and a master’s degree in Financial Planning from Golden Gate University. In addition, Mario holds an insurance license through the State of California. Mario Hernandez is a registered representative of, and securities are offered through USA Financial Securities Corp., Member FINRA/SIPC. A registered investment advisor located at 6020 E. Fulton St., Ada, MI 49301. Mario Hernandez is an investment advisor representative of Longevity Wealth Management, a registered investment advisor. Longevity Wealth Management is not affiliated with USA Financial Securities Corp. CA insurance license California License # - 0I88273.

Published content

What Investors Should Keep in Mind This Election Season

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Don’t let the political fearmongering derail you from your financial plan.

How To Help Your Kids Without Ruining Your Retirement

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Here are some general considerations to ensure the gift of assets to your kids will not negatively affect your financial future.

Financing Projects Without Jeopardizing Your Financial Future

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Funding large purchases should be thoughtfully planned.

Should I Get a Reverse Mortgage? Six Questions to Ask First

expert panel

The secret to your retirement income could live in your home’s equity. While saving for retirement is a major financial goal for many, not everyone saves or is able to save enough money to live on by the time they hit retirement age, leaving them wondering how they will manage to pay for living expenses and any unexpected costs that might crop up. A reverse mortgage is one solution to this problem. Instead of making mortgage payments to their lender, homeowners can relinquish their home’s equity back to the lender in exchange for payments they can use to cover their expenses. This can be a tempting solution if you’re worried about how you’ll cover costs during retirement, but it’s not the only solution for supplementing your income, and it may not be right for everyone. So how can you know if it’s right for you? Here, six financial experts from Kiplinger Advisor Collective shed light on the pros and cons of a reverse mortgage and offer up critical questions you should ask yourself first before deciding whether or not to take on this type of solution.

Financial Planning for Your Future in the Game of Life

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These steps are key when planning for your future.

Six Key Factors to Consider When Shopping for Long-Term Care Insurance

expert panel

Decisions regarding your long-term health should always be considered carefully. Navigating all of life’s curveballs can be one of the hardest parts of responsible life planning. No one can predict exactly what life will throw at them or where exactly they’ll be five, 10 or 20 years down the road. Thankfully, products like insurance can help cautious individuals plan for life ahead, giving them peace of mind even if the worst-case scenario never actually occurs.  One such insurance is long-term care insurance, which can help cover the costs of long-term care that may not be covered by your health insurance. Whether it’s due to aging or the result of a debilitating illness or disability, individuals who require regular care for the long term — or expect that they may in the future — may benefit from purchasing a long-term care insurance policy. However, not all policies are created equal, and careful consideration should be given to a number of factors before making a decision. To help, the financial leaders of Kiplinger Advisor Collective discuss those factors below, as well as how you can find the best policy for you and your needs.

Company details

Longevity Wealth Management

Company bio

Longevity Wealth Management is a full-service financial planning firm. We provide holistic planning services that focus on helping clients define their goals, and provide solutions to meet those goals. In addition, we coordinate with the client’s other advisors (estate planning attorney, tax preparer, etc.), and act as the primary contact. ​We utilize a multi-step wealth management planning process. Our solutions incorporate all aspects of a client’s financial life – from deciding how much life insurance to purchase to helping to determine how to minimize taxes during retirement. In all cases, our main focus is on helping clients live their best life.

Industry

Financial Advising & Planning

Area of focus

Retirement Planning Services
Financial Planning
Insurance & Annuity

Company size

2 - 10