Ramona Ortega

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Maximize your efforts by following these expert-recommended tips. The holidays are, naturally, a time of giving — a time when people look to show gratitude for and to others by giving gifts or donating their money or time. It’s often when individuals look to donate funds to their favorite charities or special causes that are important to them. But is it as simple as writing a check?  Unfortunately, it may not always be that easy, as scammers can be especially active during this season, looking to take advantage of those with the best intentions. Further, there may be certain tax benefits or strategies you may not have considered that can maximize your giving efforts. Below, eight financial leaders from Kiplinger Advisor Collective share their insights on charitable giving during the holiday season as well as the best tips you should know to ensure you’re doing it the right way.

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Could this technology lead you toward financial success? In this current world of artificial intelligence and tech-first solutions, even the financial industry is seeing new advancements in technology. Robo-advisers are just one of those solutions, leveraging financial data and complex algorithms to provide investment suggestions and financial advice — all without a human touch. While this technology is certainly not a recent innovation, increasing interest in convenience, speed and overall ease of use has brought robo-advisers to the forefront of the collective conversation. But is a robo-adviser right for you?  This is just one of the many questions you may have when considering robo-advisers. Here, to offer some clarity, six financial experts from Kiplinger Advisor Collective answer common questions the public may have when it comes to robo-advisers and whether or not they are the right solution for their financial needs.

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Here’s why technology can be one of the best guides for your financial journey. In the vast world of finance, there are plenty of resources claiming to help educate you, guide you toward the quickest path to wealth and set you up for a financially stable retirement — with some of those resources more helpful than others. However, some of the most useful tools in finance, especially today, involve technology. From simple budgeting apps to online banking to AI chatbots and robo-advisers, technology has the potential to act as a powerful tool and guide on your wealth-building journey. But while technology and tech-based financial tools continue to improve and grow more advanced each day, some people remain skeptical of using tech to manage something so important to their lives. Others simply aren’t aware of the benefits these platforms and tools can provide them with. Below, six financial leaders and members of Kiplinger Advisor Collective share their expertise by outlining some of the ways in which leveraging financial technology and tools can help you not only improve your financial management but your overall financial literacy as well.

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Whether you’re a seasoned investor or just dabbling in the financial world, you’re likely looking for the “next big thing” to put your money toward. There are a number of promising opportunities to choose from, but as financial leaders and advisers in this space, the members of Kiplinger Advisor Collective suggest that these eight sectors have high growth potential now and in the future. From sustainable options such as green energy to evolving technologies such as artificial intelligence, these sectors are growing in both popularity and necessity — meaning early investments now could equal major returns later on.

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While graduating from school is a major milestone in your life, it's not the last big step you'll take in the months ahead. Preparing yourself for your future can take any number of pathways depending on your specific goals. But whether you'll be buying a new car, saving up for a home or delving into the stock market, there are a few key financial steps you can take that will help you achieve success. As noted leaders in the financial space, the members of Kiplinger Advisor Collective recommend taking one or more of the following actions with any money you may have received as a graduation gift. Doing so will help you start adulthood—and your financial future—off on the right foot.