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About
Stephen Nalley is an American Real Estate Executive, Entrepreneur, Veteran, Author and the Founder & CEO of Black Briar Advisors.

Stephen Nalley
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Failing to plan for taxes can eat into your profits and leave you with far less than expected when you finally cash in on an investment.

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Don’t let the dark cloud of tax time hang over your head this year. As the deadline for completing taxes looms ever closer, taxpayers across the country are scrambling to gather necessary forms and documents, ensure their numbers are correct and get this burdensome task off their to-do list. However, according to the tax and financial experts of Kiplinger Advisor Collective, preparing your taxes doesn’t need to be the dreaded task many make it out to be. In fact, it can be a great time to check in on the health of your finances and ensure you’re taking advantage of all the benefits and accounts that are available to you. If tax time is adding unnecessary stress to your life each year, consider these common mistakes people make when preparing their taxes and what can be done to avoid them. A few simple steps may be all you need to ease your stress and feel good about your finances this year.

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Budgeting is only effective if you’re able to make it work for you long term. Getting on a budget can be one of the most effective ways to start taking control of your finances. Whether you take a detailed spreadsheet approach, let an app do the work for you or leverage simple pen and paper, there’s no one correct way to do a budget as long as your system works well for you. However, many people who try tackling their first budget may quickly give up or find it too difficult to keep up with long term — but this doesn’t mean budgeting in general doesn’t work for them. According to the financial advisers and experts of Kiplinger Advisor Collective, you may just be going about it with the wrong plan or mindset. If you’re struggling to budget or find that you’re not hitting your goals as quickly as you thought you could, consider the following six signs that your budget or financial plan may not be working for you — and what you should do to fix it.

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If you’re considering investing in cryptocurrency, approach it with a mindset that balances the thrill of potential rewards with a strong risk-management strategy.

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Contingency planning is about creating a financial safety net. It's a proactive approach to managing unexpected expenses, ensuring you're not caught off guard.

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To achieve your financial goals this year, you’ll need to start with a clear vision and plan. Ask anyone what they want to achieve when setting goals at the beginning of a year, and at least one of those goals is likely to be related to money. Whether it’s as simple as saving more or spending less, or as complex as researching new investment opportunities or delving into real estate, setting financial goals at the start of the year is a smart way to start or improve your current financial journey. If you haven’t yet settled on what you’d like to achieve with your money in 2025, consider the following eight goals recommended by the financial experts of Kiplinger Advisor Collective. Below, they discuss the goals or resolutions they think more people should set for 2025, and how doing so might impact their future success.
Company details
Black Briar Advisors
Company bio
Black Briar Advisors is a full-service real estate investment company that specializes in the acquisition, repositioning and turnaround of distressed real estate assets.