Bill Hortz

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Maximize your efforts by following these expert-recommended tips. The holidays are, naturally, a time of giving — a time when people look to show gratitude for and to others by giving gifts or donating their money or time. It’s often when individuals look to donate funds to their favorite charities or special causes that are important to them. But is it as simple as writing a check?  Unfortunately, it may not always be that easy, as scammers can be especially active during this season, looking to take advantage of those with the best intentions. Further, there may be certain tax benefits or strategies you may not have considered that can maximize your giving efforts. Below, eight financial leaders from Kiplinger Advisor Collective share their insights on charitable giving during the holiday season as well as the best tips you should know to ensure you’re doing it the right way.

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Could this technology lead you toward financial success? In this current world of artificial intelligence and tech-first solutions, even the financial industry is seeing new advancements in technology. Robo-advisers are just one of those solutions, leveraging financial data and complex algorithms to provide investment suggestions and financial advice — all without a human touch. While this technology is certainly not a recent innovation, increasing interest in convenience, speed and overall ease of use has brought robo-advisers to the forefront of the collective conversation. But is a robo-adviser right for you?  This is just one of the many questions you may have when considering robo-advisers. Here, to offer some clarity, six financial experts from Kiplinger Advisor Collective answer common questions the public may have when it comes to robo-advisers and whether or not they are the right solution for their financial needs.

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Not only can a financial adviser help you align your money with your future goals, but they can also provide a certain peace of mind that lets you be sure your money is working for you instead of against you. But not all financial advisers are created equal, and not all are going to be a good fit for you and your goals. So before you narrow down your list, consider the following factors suggested by the financial and investment experts of Kiplinger Advisor Collective to be sure your potential pick has your best interests in mind.

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Whether you’re a seasoned investor or just dabbling in the financial world, you’re likely looking for the “next big thing” to put your money toward. There are a number of promising opportunities to choose from, but as financial leaders and advisers in this space, the members of Kiplinger Advisor Collective suggest that these eight sectors have high growth potential now and in the future. From sustainable options such as green energy to evolving technologies such as artificial intelligence, these sectors are growing in both popularity and necessity — meaning early investments now could equal major returns later on.

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While graduating from school is a major milestone in your life, it's not the last big step you'll take in the months ahead. Preparing yourself for your future can take any number of pathways depending on your specific goals. But whether you'll be buying a new car, saving up for a home or delving into the stock market, there are a few key financial steps you can take that will help you achieve success. As noted leaders in the financial space, the members of Kiplinger Advisor Collective recommend taking one or more of the following actions with any money you may have received as a graduation gift. Doing so will help you start adulthood—and your financial future—off on the right foot.