Dan DeGolier

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Why wait until January to get a head start on your goals? As the new year quickly approaches, people are readying their New Year’s resolutions and goals, hopeful for a brighter year and a new-and-improved self. But you don’t have to wait until January to start making a change. There are many steps you can take right now to get ahead on your goals and start 2025 off with a more impactful bang — especially when it comes to your finances. From designing a comprehensive financial game plan to automating your savings and investments, taking these steps now will ensure you set yourself up for success in 2025. For deeper insights into these steps and more, read on to hear from the members of Kiplinger Advisor Collective and their best tips for a prosperous new year.

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When high school or college graduation day comes, you’re likely relishing the moment, caught up in the excitement of reaching a major milestone and starting a new chapter in your life — You’re likely not thinking about how to invest your money for the future. However, after the celebration is over and you’re ready to take your next step, it’s wise to consider what you’ll do with any monetary gifts you received and how those gifts can help jump-start this next phase of life. While your money can be well-spent in a number of ways, the financial experts of Kiplinger Advisor Collective recommend the following 11 approaches. Implementing even just one of these strategies can help you start off adulthood on the right foot and set you up for a successful financial future.